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Student Debt Consolidation Loans

Can you use a student debt consolidation loan for personal use?
I have researched online and am still not clear on how this works. I really need a personal loan to help out with some other bills and am no longer able to take my classes. I am now in deferrment on my federal loan and they don’t do credit checks or anything for a consolidation loan. Just curious.
Depending wich type of student loan consolidation. Private (finance companies) consolidations may accept to include personal debts in the loan.
Good luck !
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